Terms of Service

1. Service Description

FinancialAdvisor.com.sg provides a platform that connects individuals seeking financial advice with MAS-licensed financial advisors in Singapore. We are a matching service and do not provide direct financial advice or investment services.

2. User Responsibilities

As a user of our platform, you agree to:

• Provide accurate and complete information during the matching process
• Use the platform only for legitimate financial advisory matching purposes
• Comply with all applicable Singapore laws and regulations
• Respect the privacy and rights of financial advisors and other users
• Not attempt to circumvent our security measures or disrupt platform operations

3. Financial Advisor Verification

While we verify that all financial advisors on our platform are MAS-licensed, we do not guarantee their performance, recommendations, or suitability for your specific needs. We recommend conducting your own due diligence before engaging any advisor's services.

4. No Financial Advice

FinancialAdvisor.com.sg does not provide financial advice, investment recommendations, or investment services. All financial advice is provided directly by the matched MAS-licensed advisors. We are not responsible for the quality or outcomes of such advice.

5. Fees and Charges

Our matching service is free for clients. Financial advisors pay fees to participate in our network. Any fees or charges for financial advisory services are between you and the advisor directly.

6. Limitation of Liability

To the maximum extent permitted by Singapore law, FinancialAdvisor.com.sg shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of our platform or services provided by matched advisors.

7. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal data is governed by our Privacy Policy, which complies with Singapore's Personal Data Protection Act (PDPA). By using our platform, you consent to such collection and use.

8. Intellectual Property

All content, features, and functionality on FinancialAdvisor.com.sg are owned by us and protected by Singapore and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

9. Platform Availability

While we strive to maintain platform availability, we do not guarantee uninterrupted access. We may temporarily suspend or restrict access for maintenance, updates, or other operational reasons.

10. Termination

We may terminate or suspend your access to our platform at any time, without prior notice, for conduct that we believe violates these Terms of Service or is harmful to other users, us, or third parties.

11. Governing Law

These Terms of Service are governed by the laws of Singapore. Any disputes arising from these terms or your use of our platform shall be subject to the exclusive jurisdiction of the Singapore courts.

12. Regulatory Compliance

Our platform operates in compliance with the Monetary Authority of Singapore (MAS) regulations. All financial advisors on our platform are required to maintain valid MAS licenses and comply with applicable financial services regulations.

13. Changes to Terms

We may modify these Terms of Service at any time by posting the revised terms on our website. Your continued use of the platform after such posting constitutes acceptance of the modified terms.

14. Contact Information

For questions about these Terms of Service, please contact us at: